Healthy People Insurance Quotes

Do you consider yourself relatively healthy? Then you deserve better rates for taking care of yourself and your family.

We help active lifestyle Americans find the best health insurance quotes that fit their lifestyle.

Full Coverage

Best Pricing

Customer Excellence

Experience Matters

My name is Paulo Pacheco, and I'm proud to be recognized as one of the top healthcare agents in the nation.

Since the day I started in this business, I’ve been passionate about helping individuals and families search for the best solutions to their health coverage search that meet their unique wants and needs.

With over 7 years of experience in the health insurance industry and being licensed in 29 states nationwide, I have developed a deep understanding of the challenges that people face when it comes to trying to find high-quality healthcare coverage that’s affordable.

My daily goal is to ensure that everybody is educated on how the healthcare industry works in this day and age, and I am committed to achieving that goal through personalized service and innovative solutions.

Finding the right people to help matters!

Are you tired of overpaying for expensive plans? The reason that’s happening is because you’re paying for other people’s insurance.

We’ve helped thousands of Americans find better coverage at the best prices. We strive for customer excellence and always take an educational approach so you can understand your health insurance inside and out.

Frequently Asked Questions (FAQs)

  • You don’t have to be an olympic athlete by any means, but if you are in relatively good health then you should be a strong candidate.

    Of course individual considerations will be made, but if you don’t have any major pre-existing conditions such as cancer, heart attack, stroke, or diabetes then a private plan may be right for you!

  • This only applies to Marketplace/ACA/Obamacare plans and Employer sponsored plans. Private plans are available year-round! There are no limitations of when you can get on and off of a private plan.

  • ACA/Obamacare is best for those with pre-existing conditions or those needing maternity coverage. It is affordable if you are under the income threshold that qualifies you for government subsidies. If you aren't getting government assistance, it is extremely expensive. These plans are mostly high premium/high deductibles because anyone can get on them.

    Most employer plans are great for the employee because the employer is legally responsible to pay 50% of the employee's monthly premium. The downside is that the employer is not responsible for paying anything towards family add-ons. This causes the price to jump up significantly when adding family members and can get pretty costly because the family will be paying full price to be added to the plan.

    Private insurance is medically underwritten, meaning you have to qualify based on your health. Since you are in a lower-risk pool of people, you get a lower premium and preferred rates, so they are more affordable than most plans with BETTER coverage.

  • Yes, there are no contracts for any type of health insurance plan, besides employer coverage. You can cancel at anytime for both the public and private health insurance plans.

  • No. I also have access to different dental and vision plans as well!

    I have many trusted referral partners, so I'm always happy to refer you to one of them if there is something I can’t help you with.